# Bank Account Verification PennyLess/PennyDrop

## OpenAPI Specification

```yaml
openapi: 3.0.1
info:
  title: ''
  description: ''
  version: 1.0.0
paths:
  /api/v0/pennyDrop:
    post:
      summary: Bank Account Verification PennyLess/PennyDrop
      deprecated: false
      description: ''
      operationId: createAndVerifyPennyDrop
      tags:
        - >-
          Verification Suite/APIs - Verification Suite /Bank Account
          Verification
      parameters: []
      requestBody:
        content:
          application/json:
            schema:
              type: object
              properties:
                beneficiaryAccountNumber:
                  type: string
                  x-apidog-mock: '{{$finance.accountNumber}}'
                  description: Beneficiary Account Number which needed to be verified
                customerRequestId:
                  type: string
                  x-apidog-mock: '{{$string.alphanumeric}}'
                  description: Unique Request Id for each request
                beneficiaryIfscCode:
                  type: string
                  x-apidog-mock: '{{$string.alphanumeric}}'
                  description: IFSC code of Beneficiary Account Number
                pennyLess:
                  type: boolean
                  x-apidog-mock: '{{$datatype.boolean}}'
                  description: >-
                    True for PennyLess Verification, False for Penn Drop
                    verification
                beneficiaryName:
                  type: string
                  description: Pass beneficiary name to get name matching score
              required:
                - beneficiaryAccountNumber
                - customerRequestId
                - beneficiaryIfscCode
                - pennyLess
              x-apidog-orders:
                - beneficiaryAccountNumber
                - customerRequestId
                - beneficiaryIfscCode
                - pennyLess
                - beneficiaryName
            example:
              beneficiaryAccountNumber: IOTwwQhA
              customerRequestId: string
              beneficiaryIfscCode: xcHx00qt60T
              pennyLess: true
      responses:
        '200':
          description: ''
          content:
            application/json:
              schema:
                type: object
                properties:
                  response_code:
                    type: integer
                  response_message:
                    type: string
                  payload:
                    type: object
                    properties:
                      ifsc:
                        type: string
                      requestId:
                        type: string
                      enkashUniqueId:
                        type: string
                      utr:
                        type: string
                      status:
                        type: string
                      beneficiaryName:
                        type: string
                      nameMatchPercentage:
                        type: string
                      apiStatus:
                        type: string
                        enum:
                          - INITIATED
                          - FAILED
                          - SUCCESS
                        x-apidog-enum:
                          - value: INITIATED
                            name: ''
                            description: ''
                          - value: FAILED
                            name: ''
                            description: ''
                          - value: SUCCESS
                            name: ''
                            description: ''
                      message:
                        type: string
                    required:
                      - ifsc
                      - requestId
                      - enkashUniqueId
                      - utr
                      - status
                      - beneficiaryName
                    x-apidog-orders:
                      - ifsc
                      - requestId
                      - enkashUniqueId
                      - utr
                      - status
                      - beneficiaryName
                      - nameMatchPercentage
                      - apiStatus
                      - message
                required:
                  - response_code
                  - response_message
                  - payload
                x-apidog-orders:
                  - response_code
                  - response_message
                  - payload
              example:
                beneficiaryAccountNumber: IOTwwQhA
                customerRequestId: string
                beneficiaryIfscCode: xcHx00qt60T
                pennyLess: true
          headers: {}
          x-apidog-name: Success
      security:
        - bearer: []
      x-apidog-folder: Verification Suite/APIs - Verification Suite /Bank Account Verification
      x-apidog-status: released
      x-run-in-apidog: https://app.apidog.com/web/project/616243/apis/api-18880709-run
components:
  schemas: {}
  securitySchemes:
    bearer:
      type: http
      scheme: bearer
servers:
  - url: https://ekpayout-uat.enkash.in
    description: Testing Env
security: []

```