# Bharat Connect - Business Onboarding Flow for Vendor Payments

Bharat Connect addresses common challenges in B2B payment processes such as manual workflows, delayed settlements, and reconciliation inefficiencies by providing a robust framework focused on **transparency, efficiency, and security**.

It operates through a network of **Operating Units (OUs)** and **Agent Institutions (AIs)** that play a critical role in onboarding businesses. OUs can be banks or non-banks, such as **EnKash**, and they facilitate direct integration into the Bharat Connect ecosystem.

The platform supports multiple payment modes, including **cards, UPI, and net banking**, making it particularly valuable for managing invoices, payments, and real-time reconciliations.


## <span style="color:#7b2cbf">Business Onboarding</span>

Onboarding is essential for businesses to participate as vendors on Bharat Connect. It enables them to send invoices, receive payments seamlessly, and ensure timely settlements streamlining the entire B2B transaction process.

This process involves several key stages, each designed to ensure compliance, security, and smooth interoperability within the Bharat Connect network.


## <span style="color:#7b2cbf">Business Onboarding Steps</span>

<Steps>
  <Step title="Initiate Setup">
    Begin integration with EnKash
  </Step>
  <Step title="Verify GSTIN">
    Provide your 15-digit GSTIN, legal business name, and business type. Complete verification using an OTP sent to your registered mobile number.
  </Step>
  <Step title="Confirm Mobile Number">
    Enter and validate your mobile number with an additional OTP to secure your account and communications.
  </Step>
  <Step title="Create B2B ID">
    Generate a unique B2B ID that represents your brand on the Bharat Connect network. This ID will be used for all future transactions.
  </Step>
  <Step title="Complete KYC">
    Submit your business profile, details of authorized representatives, ownership information to complete regulatory KYC requirements.
  </Step>
  <Step title="Associate B2B IDs">
    Link your B2B ID with customer and vendor contacts either individually or in bulk ensuring seamless transaction flows across your network.
  </Step>
</Steps>