# UPI Autopay - Seamless Recurring Payments

## <span style="color:#7b2cbf">What is UPI Autopay?</span>

**UPI Autopay by EnKash** enables you to set up automatic, recurring payments directly from your customer's UPI-linked bank accounts. This powerful feature allows customers to approve a one-time mandate (authorization) for subscription payments, installment plans, or any repeated billing eliminating the need to manually authorize each transaction.

UPI Autopay is built on the NPCI’s e-mandate framework, providing a secure, seamless way to manage recurring payments without cards, standing instructions, or post-dated cheques.

## <span style="color:#7b2cbf">Key Benefits</span>

* **Automated Collections:** Reduce manual follow-ups and ensure timely payments.
* **Frictionless Setup:** Customers authorize the mandate once using their preferred UPI app.
* **Secure & Regulated:** Built on NPCI’s secure UPI e-mandate framework.
* **Improved Cash Flow:** Get predictable, on-time payments for your business.
* **Rich Reporting:** Easily track active mandates, debit schedules, and payment histories.

## <span style="color:#7b2cbf">Use Case: Subscription Billing for an EdTech Platform</span>

Imagine an EdTech platform offering online courses with a monthly subscription fee.

* **Without UPI Autopay:** Customers have to remember to pay each month, risking missed payments, service interruptions, and churn.
* **With EnKash UPI Autopay:**

  1. When the customer signs up, they’re prompted to approve a UPI e-mandate using their UPI app (like Google Pay or PhonePe).
  2. Once approved, EnKash automatically debits the agreed subscription fee on the scheduled date each month.
  3. Both the customer and the platform get instant notifications, with the entire process handled seamlessly.

This boosts customer retention, ensures continuous service access, and gives the business predictable revenue.

## <span style="color:#7b2cbf">UPI Autopay Applications</span>

<Icon icon="material-outline-numbers"color="#7b2cbf"/> Subscription services (EdTech, OTT platforms, software licenses)
<Icon icon="material-outline-numbers"color="#7b2cbf"/> Insurance premium payments
<Icon icon="material-outline-numbers"color="#7b2cbf"/> Loan EMI collections
<Icon icon="material-outline-numbers"color="#7b2cbf"/> Utility bills & recurring fees