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Powering Utility Payments for Corporates & Partners

What is BBPS Bill Payment?#

BBPS (Bharat Bill Payment System) is an RBI-mandated centralized ecosystem managed by NPCI (National Payments Corporation of India).It offers interoperable, accessible bill payment services across categories like:
Electricity
Gas
Water
DTH
Broadband / Landline
Mobile Postpaid
Municipal taxes
FASTag recharge
Subscription services

Key features#

Standardized platform
Instant confirmation (bill fetch + receipt)
Safe, regulated, multi-channel (online, mobile, POS, agents)
API-based bill fetch & pay across thousands of billers

How does utility bill payment work?#

1
Bill Fetch
Using parameters like customer account number, mobile number, consumer ID, or registration ID (depending on the biller), the bill is fetched in real-time via BBPS
2
Present Bill Details
Shows due amount, bill date, due date, late fees, etc
3
Customer Pays
Payment is made via preferred mode (UPI, card, netbanking, wallet, prepaid balance)
4
BBPS Processes & Routes
Settlement happens via NPCI to the biller’s bank. Instant payment receipt is generated
5
Reconciliation
Easy reconciliation via BBPS settlement reports and API callbacks.

EnKash’s Value Proposition#

EnKash brings the power of BBPS (Bharat Bill Payment System) to the market through two robust offerings:

#

EnKash BBPS for corporate utility expense management
Many businesses manage utilities across multiple offices, warehouses, or retail outlets. This often involves manual tracking, scattered vendor accounts, and limited visibility — leading to inefficiencies and compliance gaps.
How EnKash transforms this?
Seamlessly pay utility bills (electricity, water, gas, broadband & more) directly from your EnKash wallets, accounts, or cards.
Centralized dashboard to track and manage all utility expenses across branches.
Automated scheduling & reminders to ensure on-time payments.
Built-in GL coding and effortless integration with your ERP or accounting systems.
Benefits to corporates:
Get a single consolidated view of all utility payments across locations.
Optimize cash flow by leveraging pre-funded accounts or credit lines.
Automate recurring payments and eliminate manual errors.
Simplify GST compliance with clean, unified invoicing.

#

EnKash BBPS as a platform solution for partners & resellers
For fintechs, NBFCs, co-brand partners, and even e-commerce platforms, EnKash offers BBPS as a white-label utility payments infrastructure
How EnKash enables this?
Ready-to-integrate BBPS APIs & SDKs for a seamless bill payment experience within your platform.
EnKash manages BBPS licensing, compliance, settlements, and reconciliation, so you can focus on customer engagement.
Flexible commercial models to suit your business.
Benefits to the partner:
Launch bill payments quickly and cost-effectively.
Boost customer engagement by adding daily-need use cases.
Unlock new revenue streams via MDR or convenience fees.
EnKash handles BBPOU onboarding, regulatory reporting, and settlements.

Why choose EnKash BBPS?#

Streamline operations & cut manual bill management.
Ensure timely payments, avoid penalties.
Enhance financial visibility & audit trails.
Offer new digital payment services to end-customers, driving loyalty & retention.
Modified at 2025-07-06 20:58:25
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