BBPS (Bharat Bill Payment System) is an RBI-mandated centralized ecosystem managed by NPCI (National Payments Corporation of India).It offers interoperable, accessible bill payment services across categories like: Electricity Gas Water DTH Broadband / Landline Mobile Postpaid Municipal taxes FASTag recharge Subscription services
Using parameters like customer account number, mobile number, consumer ID, or registration ID (depending on the biller), the bill is fetched in real-time via BBPS
2
Present Bill Details
Shows due amount, bill date, due date, late fees, etc
3
Customer Pays
Payment is made via preferred mode (UPI, card, netbanking, wallet, prepaid balance)
4
BBPS Processes & Routes
Settlement happens via NPCI to the biller’s bank. Instant payment receipt is generated
5
Reconciliation
Easy reconciliation via BBPS settlement reports and API callbacks.
EnKash BBPS for corporate utility expense managementMany businesses manage utilities across multiple offices, warehouses, or retail outlets. This often involves manual tracking, scattered vendor accounts, and limited visibility — leading to inefficiencies and compliance gaps.How EnKash transforms this?
Seamlessly pay utility bills (electricity, water, gas, broadband & more) directly from your EnKash wallets, accounts, or cards.
Centralized dashboard to track and manage all utility expenses across branches.
Automated scheduling & reminders to ensure on-time payments.
Built-in GL coding and effortless integration with your ERP or accounting systems.
Benefits to corporates:
Get a single consolidated view of all utility payments across locations.
Optimize cash flow by leveraging pre-funded accounts or credit lines.
Automate recurring payments and eliminate manual errors.
Simplify GST compliance with clean, unified invoicing.
EnKash BBPS as a platform solution for partners & resellersFor fintechs, NBFCs, co-brand partners, and even e-commerce platforms, EnKash offers BBPS as a white-label utility payments infrastructureHow EnKash enables this?
Ready-to-integrate BBPS APIs & SDKs for a seamless bill payment experience within your platform.
EnKash manages BBPS licensing, compliance, settlements, and reconciliation, so you can focus on customer engagement.
Flexible commercial models to suit your business.
Benefits to the partner:
Launch bill payments quickly and cost-effectively.
Boost customer engagement by adding daily-need use cases.
Unlock new revenue streams via MDR or convenience fees.
EnKash handles BBPOU onboarding, regulatory reporting, and settlements.