Settlement - Enkash APIs

Our robust settlement process guarantees timely access to revenue generated from daily sales, helping you meet financial obligations without interruptions.

What are Settlements?

Settlements refer to the process of transferring funds to your (merchant) bank account. This involves aggregating transaction amounts and deducting applicable fees or charges.

Efficient settlements are a cornerstone of business operations, ensuring:

Timely and Accurate Payments: Receive payments for your goods or services without delays.

Streamlined Financial Management: Simplified transfer of funds with detailed transaction data.

Operational Efficiency: Manage your cash flow effectively for sustained growth.

Types of Settlements

EnKash offers flexible settlement types to suit the unique needs of your business. Choose the option that aligns with your industry, cash flow requirements, and operational priorities.

1. Standard Settlement

Our traditional settlement process follows a predefined schedule, typically T+2 (two business days after the transaction date). This structured approach ensures reliable and predictable fund transfers for your business.

2. Instant Settlements

Delayed settlements can disrupt daily operations, leading to:

Cash flow shortages

Operational inefficiencies

Challenges in meeting financial obligations

With EnKash's Instant Settlements, you gain early access to your funds, enabling uninterrupted operations and better cash flow management. This feature empowers businesses to address immediate financial needs and maintain a steady flow of resources.

3. On-Demand Settlements

For added flexibility, EnKash offers On-Demand Settlements, allowing you to receive funds in real-time at your request. This option provides:

Greater control over finances

Reduced financial risk

Improved operational efficiency

Leverage this feature to meet urgent financial needs and drive business growth.

Settlement Frequency

Type	Plan
Standard	T+2
Instant	Every 15 minutes, 1 hour, 3 hours, 6 hours, 12 hours, and T+0 at 0900 hours and 1700 hours (bank working days only).
On-Demand	Request an amount from the unsettled amount as per need

Why Choose EnKash for Settlements?

Flexibility: Choose from Standard, Instant, or On-Demand settlements to match your business needs.

Reliability: Count on accurate and timely fund transfers.

Control: On-demand access to funds gives you the power to address financial requirements in real-time.

Efficiency: Streamlined processes that enhance cash flow management and operational effectiveness.

For more information or to customize your settlement process, reach out to your account manager or contact our support team sales@enkash.com

About Settlement

What are Settlements?#

Types of Settlements#

1. Standard Settlement#

2. Instant Settlements#

3. On-Demand Settlements#

Settlement Frequency#