Enkash Developer Portal
HomePayment GatewayPayoutsCreate Account
HomePayment GatewayPayoutsCreate Account
Login
  1. Home
  • Back to home
  • Payment Gateway APIs
  • Authorisation
    • Get Authorization Token
  • Order
    • Create Order
    • Get Order Status
    • Get Order By Merchant Order Id
    • Get BNPL Payment Methods
    • Get Dynamic UPI QR
    • UPI Intent Links
  • Payment
    • Submit Payment Request
    • Get Transaction Status
    • Validate OTP
    • Resend OTP
    • Payment Notify Request
    • Get UPI Transaction Status
    • Verify UPI VPA
  • Refund
    • Refund
  • Settlement
    • Get Settlement Payout By ID
    • Search Settlement Payouts
  • Split Settlement
    • Create Split Settlement Account
    • Update Split Settlement Account
    • Get All Split Settlement Account
    • Deactivate Split Settlement Account
    • Activate Split Settlement Account
    • Submit Payment with Split Details
    • Edit Or Deferred Split Settlement
  • E-Commerce Plugins
  • UPI QR
    • Create UPI QR
    • Get UPI QR
    • Search UPI QR
    • Create Customer
    • Search Customer
    • Cancel UPI QR
  • UPI Autopay
    • Create UPI Mandate
    • Update UPI Mandate
    • Revoke UPI Mandate
    • Get UPI Mandate
    • UPI Mandate Callback
    • Mandate Pre-debit Notification
    • Execute Mandate Debit
    • Mandate Debit Callback
  • Payment Links
    • Payment Link APIs
    • Create Payment Link
    • Get Payment Link Details
    • Delete Payment Link
    • Webhook Request
  1. Home

UPI Autopay - Seamless Recurring Payments

What is UPI Autopay?#

UPI Autopay by EnKash enables you to set up automatic, recurring payments directly from your customer's UPI-linked bank accounts. This powerful feature allows customers to approve a one-time mandate (authorization) for subscription payments, installment plans, or any repeated billing eliminating the need to manually authorize each transaction.
UPI Autopay is built on the NPCI’s e-mandate framework, providing a secure, seamless way to manage recurring payments without cards, standing instructions, or post-dated cheques.

Key Benefits#

Automated Collections: Reduce manual follow-ups and ensure timely payments.
Frictionless Setup: Customers authorize the mandate once using their preferred UPI app.
Secure & Regulated: Built on NPCI’s secure UPI e-mandate framework.
Improved Cash Flow: Get predictable, on-time payments for your business.
Rich Reporting: Easily track active mandates, debit schedules, and payment histories.

Use Case: Subscription Billing for an EdTech Platform#

Imagine an EdTech platform offering online courses with a monthly subscription fee.
Without UPI Autopay: Customers have to remember to pay each month, risking missed payments, service interruptions, and churn.
With EnKash UPI Autopay:
1.
When the customer signs up, they’re prompted to approve a UPI e-mandate using their UPI app (like Google Pay or PhonePe).
2.
Once approved, EnKash automatically debits the agreed subscription fee on the scheduled date each month.
3.
Both the customer and the platform get instant notifications, with the entire process handled seamlessly.
This boosts customer retention, ensures continuous service access, and gives the business predictable revenue.

UPI Autopay Applications#

Subscription services (EdTech, OTT platforms, software licenses)
Insurance premium payments
Loan EMI collections
Utility bills & recurring fees
Modified at 2025-07-05 12:33:14
Previous
Cancel UPI QR
Next
Create UPI Mandate
Built with