Powering Smarter Payments for Your Business
Transform the way your business issues, manages, and monetizes prepaid cards with EnKash’s comprehensive Prepaid API suite. Whether you're looking to streamline operations, enhance customer experiences, or unlock new revenue streams, our platform is built to scale with your ambitions.Key Capabilities of EnKash’s Prepaid APIs#
Multiple Prepaid Instrument Options#
Choose the right format for your use case virtual cards, physical cards (magstripe or chip-based), smart cards, or digital wallets. Deliver a seamless, cashless payment experience to employees, partners, and customers alike. Seamless & Flexible Fund Loading#
Easily load funds via NEFT, RTGS, IMPS, or UPI. Enable your business or end users to top-up accounts with ease, ensuring operational agility and instant liquidity. Online & Offline Payment Enablement#
Enable purchases at POS terminals or online merchants using EnKash prepaid cards. From local groceries to online software tools—your card is universally accepted. Built-In Security & Theft Protection#
Block cards instantly in case of loss or fraud. EnKash cards are not tied directly to bank accounts, offering greater safety for users and limiting financial exposure. Smart Spend Controls#
Customize spending by merchant categories, transaction limits, or time-based rules. Perfect for targeted programs like fuel cards, meal cards, or e-commerce-only reward cards. Scalable API Infrastructure#
Launch and manage thousands of cards via our developer-friendly, robust APIs—ideal for fast-growing fintechs, enterprises, and embedded finance platforms. Designed for Versatile Use Cases#
From employee benefit programs to partner payouts, branch-level expenses, or customer loyalty campaigns, EnKash offers the tools to build the right solution for your business. Fast Go-to-Market#
Launch your card program in just a few weeks, not months. Get up and running quickly without lengthy bank integrations or regulatory delays. Issue Co-Branded Virtual or Physical Cards#
Deliver fully branded prepaid experiences with the option to issue virtual or physical cards—giving your users maximum convenience and a strong brand connection. Real-Time Dashboard for Spend Tracking & Control#
Monitor transactions, set budgets, and manage category-wise spend policies with a dedicated business dashboard. Real-Time Reconciliation, Even for Failed Transactions#
Our integrated virtual accounts ensure all card transactions—successful or failed—are reconciled in real time, reducing operational overhead and manual intervention. Full Card Lifecycle Management#
Issue, block, reissue, or deactivate cards instantly. Manage the entire card lifecycle with just a few API calls. Loyalty & Incentive Campaigns#
Design effective loyalty and cashback programs. Empower HR teams with configurable employee incentives, boosting engagement and reducing attrition. Earn with Every Transaction#
Generate revenue on every transaction made through your issued cards, turning your card program into a new profit center. Maximize Returns from Existing Users#
Leverage your current customer base to increase wallet share and create recurring value without additional acquisition costs. Modified at 2025-05-26 17:01:32