Prepaid Cards - Enkash Developer Portal

Prepaid cards are pre-funded payment instruments that offer a secure, flexible alternative to traditional debit or credit cards. Unlike cards tied to bank accounts or credit lines, EnKash prepaid cards let users spend only what is preloaded, making them ideal for controlled, purpose-driven disbursements.

Whether you're a corporate, a co-issuing partner, or a fintech, EnKash empowers you to issue branded prepaid cards tailored to your business goals—enhancing operational efficiency and financial inclusivity.

Cards We Offer

Explore a comprehensive suite of prepaid card options designed to meet varied user needs and business objectives:

General Purpose Reloadable (GPR) Prepaid Cards

Versatile, reloadable cards powered by Visa, Mastercard, or RuPay.

For Corporates	For Co-Issuing Partners
Expense Management: Allocate business funds to employees with built-in spend controls.	Customer Reach: Serve underbanked customers with a secure, reloadable payment tool.
Payroll Distribution: Ideal for unbanked staff; streamline wage payments with reduced admin.	Revenue Opportunities: Earn interchange fees and cross-sell services like budgeting tools.

Closed-Loop Prepaid Cards

Cards usable only within a defined brand ecosystem or retail chain.

For Corporates	For Co-Issuing Partners
Branded Promotions: Use for loyalty or promotional campaigns with guaranteed in-brand spend.	Quick Go-to-Market: Minimal setup required—ideal for piloting prepaid offerings.

Gift Cards

One-time use cards with fixed value, customizable branding, and broad applicability.

For Corporates	For Co-Issuing Partners
Employee Gifting: Recognize staff with brand-customized gift cards.	Retail Collaborations: Co-brand with stores to earn shared revenue on usage.
Customer Incentives: Use in campaigns to boost engagement or acquisition.	Brand Visibility: Create unique designs to reinforce partner branding.

Meal Cards

Reloadable, tax-benefit-enabled cards for food and grocery purchases.

For Corporates	For Co-Issuing Partners
Tax-Compliant Meal Allowance: Distribute food allowances under Section 17(2).	Add-on HR Benefits: Bundle with employee benefit offerings.
Per Diem Travel Meals: Limit spends during business trips to food vendors.	Platform Stickiness: Encourage repeat usage on partner ecosystems.

Travel Prepaid Cards

INR or multi-currency cards for domestic and international business travel.

For Corporates	For Co-Issuing Partners
Expense Control: Simplify foreign travel spends with real-time controls.	Travel Co-Branding: Partner with agencies for value-added travel cards.
Lower FX Fees: Save on cross-border transaction charges.	Global Acceptance: Offer to travelers needing reliable global payment options.

Corporate Expense Cards

Prepaid cards designed for business spending with advanced control features.

For Corporates	For Co-Issuing Partners
Budget Allocation: Assign spend limits across departments.	Integrated Solutions: Combine with EnKash’s expense software for end-to-end visibility.
Vendor Payments: Distribute cards to vendors for quick micro-payments.	SMB Market Fit: Cost-effective, manageable card solution for startups and SMEs.

Payroll Cards

Reloadable cards designed for direct wage disbursements—ideal for the unbanked.

For Corporates	For Co-Issuing Partners
Efficient Wage Distribution: Pay contract workers or daily staff digitally.	Embedded Payroll Tools: Partner with HRMS/ERP platforms to manage salary disbursal.
Employee Financial Access: Funds available immediately—no bank required.	Scale with Clients: Extend services across multiple businesses.

Prepaid Cards Options for Corporates and Co-Issuing Partners

Cards We Offer#

Cards We Offer