Why payouts matter?#
Payouts are critical for transferring funds to individuals, businesses, or organizations. They cover use cases like: Salaries and reimbursements
Vendor payments
Commissions and partner incentives
Refunds and customer cashbacks
Loan disbursements, insurance claims, and moreTraditional payout processes manual file uploads, adding beneficiaries on banking portals, slow you down and increase the risk of errors.Why choose EnKash for payouts?#
EnKash provides a unified platform to automate, manage, and track all your payouts, no matter the size or frequency.Key benefits#
Instant payments: Transfer funds 24x7 via IMPS, UPI, or NEFT - no manual intervention needed.
Multiple payment methods: Choose from IMPS, NEFT, RTGS, UPI - adapt based on urgency and transaction type.
Automate & control: Schedule payouts, set approval workflows, and monitor transactions in real time.
Batch processing: Handle thousands of payouts simultaneously - reduce time and eliminate manual errors.
Detailed reporting: Get complete visibility with downloadable reports and API-based reconciliation.
Flexible scheduling: Set up recurring or future-dated payments aligned to your cash flows.
Payout Use Case#
Use Case | How EnKash helps |
---|
Vendor payments | Pay suppliers on time to keep operations smooth |
Refunds & returns | Automate customer refunds, enhance satisfaction |
Commission payouts | Pay partners and affiliates seamlessly |
Loan disbursements | Instantly transfer approved amounts to borrowers |
Dividend & profit share | Disburse to shareholders quickly |
Insurance claims | Settle claims faster to build trust |
DBTs / subsidies | Enable direct benefit transfers |
Cashbacks & loyalty | Reward customers instantly via UPI or IMPS |
Payout Methods at a Glance#
Feature | IMPS | NEFT | RTGS | UPI |
---|
Credit speed | Instant | ~2 hours (batch cycles) | Real-time during banking hours | Instant |
Operating hours | 24x7, incl. weekends & holidays | Banking hours only | Banking hours only | 24x7, incl. weekends & holidays |
Transaction limit | Up to ₹2 lakhs | No upper limit | Above ₹2 lakhs | Up to ₹1 lakh (may vary by bank) |
Best for | Urgent payouts | Larger, non-urgent transactions | High-value, time-sensitive payments | Quick, small-ticket payouts |
Data needed | Account no. & IFSC | Account no. & IFSC | Account no. & IFSC | Only UPI ID (VPA) |
Note: Ensure VPAs are valid - invalid VPAs result in failed transactions.
Built for merchants & developers#
For merchants:
Manage payouts from a single dashboard. Upload bulk files or trigger payouts with one click. Automate reconciliations and simplify audits.
For developers:
Use EnKash’s robust APIs to embed payouts into your systems or apps. Get clear API documentation, sandbox environments, and dedicated tech support for smooth integration.
Why businesses trust EnKash?#
Reduce manual intervention & errors
Pay vendors, customers, or employees on time
Improve compliance & financial visibility
Scale effortlessly with automation & APIs