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  1. Payment Gateway

Enkash Payment Gateway - Features & Payment Options

Cards
UPI
Netbanking
Wallets
Enkash offers robust and flexible card payment solutions tailored to meet diverse business needs. Here's an overview of the key features and benefits:

Card Acceptence#

Card Networks: Visa, Mastercard, Rupay, Amex, and Diners.
Card Type: Credit, Corporate, Debit and Prepaid Cards, catering to individual and business users.
Configurable Acceptence: Choose to accept specific card types, such as only debit cards or credit cards.

Preauthorization On Cards#

Preauthorization enables you to block funds temporarily without capturing them immediately.

Use Case:#

Ideal for businesses requiring flexibility in order management, such as marketplace, hotels, car rentals and many more.

How It Works:#

1
Authorization
Funds are blocked on the customer’s card during order placement.
2
Order Modification or Cancellation
Adjust the order or cancel the transaction.
3
No Extra Cost
If the transaction is canceled within a specific timeframe, the blocked funds are released to the customer without any payment gateway transaction cost (MDR).

3D Secure 2.0 (3DS 2.0) Authentication Protocol#

3DS 2.0 combines advanced protection with a smoother payment experience, giving cardholders the confidence to shop securely and conveniently online.

Here’s how it benefits cardholders#

Fraud Prevention: Verifies card holder's identity during transactions to reduce unauthorized card use.
Dynamic Authentication: Uses advanced methods like biometrics faceID or OTPs for secure payments.
Frictionless Transactions: Lets the cardholder Authorise payment by useing biometrics, faceID and other preferences for a tailored experience.
Faster Checkout: Reduces delays, making online shopping quick and easy.
Device-Friendly: Works seamlessly on smartphones and in mobile apps, desktops, tablets, and more.
Global Security Standards:
Meets global regulations like Strong Customer Authentication (SCA) to ensure secure, compliant payments.

Tokenization#

Compliant with RBI Tokenization Guidelines, tokenization ensures secure and seamless Payments for Cardholders
Tokenization enhances payment security and simplifies the shopping experience.

Here are the key benefits for cardholders#

Reduced Risk of Data Breaches: Replaces sensitive card details with unique, non-reversible tokens, minimizing fraud risks.
Sensitive Data Protection: Card information isn’t stored on merchant systems, keeping it safe from cyberattacks.
Protection in Case of Theft: Compromised tokens are useless outside the specific transaction or merchant, safeguarding card details.
Fraud Mitigation: Tokens are transaction-specific, limiting misuse potential.
Faster Checkout: Secure transactions without re-entering card details for every purchase.
Improved Convenience: Safely use the "save card" feature with merchants.
Minimized Data Exposure: Tokens keep the card details private, even if a the merchant system is hacked.

Payment Acceptance from Specific Card BINs#

Enkash allows merchants to restrict transactions based on specific card BINs or cards issued by particular banks.

Use Cases:#

1.
Card-Issuing Merchants: Restrict payments to cards issued by your business to foster loyalty and engagement.
2.
Exclusive Bank Partnerships: Limit transactions to partner bank cards for streamlined operations and user targeting.
For more information, contact sales@enkash.com
Modified at 2025-07-05 10:26:06
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