Enkash APIs
HomePayment GatewayPayoutsCreate Account
HomePayment GatewayPayoutsCreate Account
Login
  1. Payment Gateway
  • Payment Gateway Overview
  • Getting Started
  • Payment Methods
  • Integration
  • API Endpoints
  • APIs
    • Authorisation
      • Get Authorization Token
    • Order
      • Create Order
      • Get Order Status
      • Get Order By Merchant Order Id
      • Get BNPL Payment Modes
      • Get Dynamic QR Code
      • UPI Intent Links
    • Payment
      • Submit Payment Detail
      • Get Transaction Status
      • Validate OTP
      • Resend OTP
      • Payment Notify Request
      • Get UPI Transaction Status
      • Verify VPA
    • Refund
      • Refund
    • Settlement
      • Settlement Reporting
      • Get Settlement Payout By ID
      • Search Settlement Payouts
    • Split Settlement
      • Create Split Settlement Account
      • Update Split Settlement Account
      • Get All Split Settlement Account
      • Deactivate Split Settlement Account
      • Activate Split Settlement Account
      • Submit Payment with Split Details
      • Edit/Deferred Split Settlement
    • E-Commerce Plugins
    • Payment Button
    • Qr Code
      • Create Qr Code
      • Get QR Code
      • Search QR Code
      • createCustomer
      • searchCustomer
      • Cancel QR Code
    • UPI Mandate
      • Create UPI Mandate
      • Update UPI Mandate
      • Revoke UPI Mandate
      • Get UPI Mandate
      • UPI mandate create callback
      • Mandate Pre-debit Notification
      • Execute mandate debit
      • Mandate Debit callback
    • Payment Links
      • Payment Links Overview
      • Payment Link APIs
      • Payment Link
        • Create Payment Link
        • Get Payment Link Details
        • Delete Payment Link
      • Payment Link Webhook
        • Payment Link Webhook Request
  1. Payment Gateway

Supported Features with Enkash Payment Gateway

Cards
UPI
Netbanking
Wallets
Enkash offers robust and flexible card payment solutions tailored to meet diverse business needs. Here's an overview of the key features and benefits:

Card Acceptence#

Card Networks: Visa, Mastercard, Rupay, Amex, and Diners.
Card Type: Credit, Corporate, Debit and Prepaid Cards, catering to individual and business users.
Configurable Acceptence: Choose to accept specific card types, such as only debit cards or credit cards.

Preauthorization On Cards#

Preauthorization enables you to block funds temporarily without capturing them immediately.

Use Case:#

Ideal for businesses requiring flexibility in order management, such as marketplace, hotels, car rentals and many more.

How It Works:#

1
Authorization
Funds are blocked on the customer’s card during order placement.
2
Order Modification or Cancellation
Adjust the order or cancel the transaction.
3
No Extra Cost
If the transaction is canceled within a specific timeframe, the blocked funds are released to the customer without any payment gateway transaction cost (MDR).

3D Secure 2.0 (3DS 2.0) Authentication Protocol#

3DS 2.0 combines advanced protection with a smoother payment experience, giving cardholders the confidence to shop securely and conveniently online.

Here’s how it benefits cardholders#

Fraud Prevention: Verifies card holder's identity during transactions to reduce unauthorized card use.
Dynamic Authentication: Uses advanced methods like biometrics faceID or OTPs for secure payments.
Frictionless Transactions: Lets the cardholder Authorise payment by useing biometrics, faceID and other preferences for a tailored experience.
Faster Checkout: Reduces delays, making online shopping quick and easy.
Device-Friendly: Works seamlessly on smartphones and in mobile apps, desktops, tablets, and more.
Global Security Standards:
Meets global regulations like Strong Customer Authentication (SCA) to ensure secure, compliant payments.

Tokenization#

Compliant with RBI Tokenization Guidelines, tokenization ensures secure and seamless Payments for Cardholders
Tokenization enhances payment security and simplifies the shopping experience.

Here are the key benefits for cardholders#

Reduced Risk of Data Breaches: Replaces sensitive card details with unique, non-reversible tokens, minimizing fraud risks.
Sensitive Data Protection: Card information isn’t stored on merchant systems, keeping it safe from cyberattacks.
Protection in Case of Theft: Compromised tokens are useless outside the specific transaction or merchant, safeguarding card details.
Fraud Mitigation: Tokens are transaction-specific, limiting misuse potential.
Faster Checkout: Secure transactions without re-entering card details for every purchase.
Improved Convenience: Safely use the "save card" feature with merchants.
Minimized Data Exposure: Tokens keep the card details private, even if a the merchant system is hacked.

Payment Acceptance from Specific Card BINs#

Enkash allows merchants to restrict transactions based on specific card BINs or cards issued by particular banks.

Use Cases:#

1.
Card-Issuing Merchants: Restrict payments to cards issued by your business to foster loyalty and engagement.
2.
Exclusive Bank Partnerships: Limit transactions to partner bank cards for streamlined operations and user targeting.
For more information, contact sales@enkash.com
Previous
Getting Started
Next
Integration
Built with