{
"response_code": 0,
"response_message": "string",
"payload": {
"utilityEnkashId": "string",
"amount": 0,
"consumerNumber": "string",
"billdate": "string",
"billDueDate": "string",
"createdDate": "string",
"referenceId": "string",
"paymentStatus": "INIT",
"billpayStatus": "SUCCESS",
"billReferenceId": "string",
"billpayRequestId": "string",
"failureReason": "string"
}
}