Create Virtual Account

POST

/api/v0/merchant-virtual-account

Use this API to create a new virtual account for a merchant. Provide customer details, expected collection amount, and an expiry time. Enkash will provision a virtual bank account that can receive payments up to the specified amount before the close-by time.

Request

Header Params

Body Params application/jsonRequired

Examples

Example (Normal UseCase)Example (TPV UseCase)

{
    "merchantDetailId": "MD345EFDHFHSB",
    "customerReferenceId": "CUST7625367",
    "customerId": "cust_001",
    "customerName": "Emmett Sawayn",
    "customerEmail": "Claire20@gmail.com",
    "customerPhone": "9876543210",
    "description": "Monthly rent",
    "notes": {
        "key1": "value1"
    },
    "expectedAmount": 5000.00,
    "closeBy": "2026-06-01 23:59:59"
}

Request Code Samples

Shell

JavaScript

Java

Swift

PHP

Python

HTTP

Objective-C

Ruby

OCaml

Dart

cURL

Example (Normal UseCase)Example (TPV UseCase)

curl --location 'https://olympus-pg-uat.enkash.in/api/v0/merchant-virtual-account' \
--header 'Authorization: Bearer dhhbdwe8344r673rg' \
--header 'Content-Type: application/json' \
--data-raw '{
    "merchantDetailId": "MD345EFDHFHSB",
    "customerReferenceId": "CUST7625367",
    "customerId": "cust_001",
    "customerName": "Emmett Sawayn",
    "customerEmail": "Claire20@gmail.com",
    "customerPhone": "9876543210",
    "description": "Monthly rent",
    "notes": {
        "key1": "value1"
    },
    "expectedAmount": 5000.00,
    "closeBy": "2026-06-01 23:59:59"
}'

Responses

🟢200Success

application/json

Bodyapplication/json

Example

{
  "response_code": 0,
  "response_message": "SUCCESS",
  "payload": {
    "virtualAccountId": "va_abc123",
    "merchantDetailId": "mdt_abc123",
    "customerId": "cust_001",
    "customerName": "John Doe",
    "customerEmail": "john@example.com",
    "customerPhone": "9876543210",
    "virtualAccountNumber": "VA00001234",
    "virtualAccountIfscCode": "RATN0VAAPIS",
    "bankName": "RBL Bank",
    "customerAccountNumber": "9876543210123",
    "customerUpiHandle": "john@upi",
    "customerIfscCode": "SBIN0001234",
    "status": "ACTIVE",
    "closedOn": "2026-06-01 23:59:59",
    "description": "Monthly rent",
    "amountPaid": 3000.00,
    "notes": {
      "key1": "value1",
      "key2": "value2"
    },
    "expectedAmount": 5000.00
  }
}

Modified at 2026-06-03 05:25:44

Webhook Request

View Virtual Account by Id