{
"response_code": 0,
"response_message": "SUCCESS",
"payload": {
"virtualAccountId": "va_abc123",
"merchantDetailId": "mdt_abc123",
"customerReferenceId": "CUST7625367",
"customerId": "cust_001",
"customerName": "John Doe",
"customerEmail": "john@example.com",
"customerPhone": "9876543210",
"virtualAccountNumber": "VA00001234",
"virtualAccountIfscCode": "RATN0VAAPIS",
"bankName": "RBL Bank",
"customerAccountNumber": "9876543210123",
"customerUpiHandle": "john@upi",
"customerIfscCode": "SBIN0001234",
"status": "ACTIVE",
"closedOn": "2026-06-01 23:59:59",
"description": "Monthly rent",
"amountPaid": 3000.00,
"notes": {
"key1": "value1",
"key2": "value2"
},
"expectedAmount": 5000.00
}
}